/* styles.css - pure external style, no comments in code */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: system-ui, -apple-system, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  line-height: 1.7;
  color: #1e2b3c;
  background-color: #ffffff;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 2.5rem 1.5rem;
}

h1, h2, h3, h4 {
  font-weight: 600;
  line-height: 1.3;
  color: #0a2540;
}

h1 {
  font-size: 3.4rem;
  margin-bottom: 1.2rem;
}

h2 {
  font-size: 2.5rem;
  margin-bottom: 2.2rem;
  text-align: center;
  position: relative;
}

h2:after {
  content: '';
  display: block;
  width: 90px;
  height: 4px;
  background: #f5b342;
  margin: 0.9rem auto 0;
  border-radius: 4px;
}

section {
  padding: 1.5rem 0;
}

.hero {
  background: linear-gradient(150deg, #f0f6fd 0%, #e2ecf7 100%);
  text-align: center;
  border-bottom: 1px solid #cbd5e1;
}

.hero .highlight {
  color: #b46f2a;
}

.subhead {
  font-size: 1.25rem;
  color: #2c3e50;
  max-width: 900px;
  margin: 0 auto 2rem;
  line-height: 1.8;
}

.cta-primary-wrapper {
  margin: 2.5rem 0 1.8rem;
}

.btn-primary {
  display: inline-block;
  background-color: #f5b342;
  color: #000000;
  font-weight: 700;
  font-size: 2rem;
  text-decoration: none;
  padding: 1.1rem 4rem;
  border-radius: 70px;
  box-shadow: 0 12px 22px rgba(245, 179, 66, 0.4);
  transition: background-color 0.2s, transform 0.1s, box-shadow 0.2s;
  border: 2px solid #d49c2e;
  letter-spacing: 1px;
}

.btn-primary:hover {
  background-color: #e6a73a;
  transform: scale(1.02);
  box-shadow: 0 15px 28px rgba(245, 179, 66, 0.5);
}

.cta-secondary-group {
  display: flex;
  gap: 2rem;
  justify-content: center;
  flex-wrap: wrap;
  margin: 1.8rem 0 1.2rem;
}

.btn-secondary {
  display: inline-block;
  background-color: #ffffff;
  color: #1e2b3c;
  font-weight: 600;
  font-size: 1.3rem;
  text-decoration: none;
  padding: 0.9rem 2.5rem;
  border-radius: 50px;
  border: 2px solid #1e3a5f;
  transition: background-color 0.2s, color 0.2s;
  min-width: 240px;
  text-align: center;
}

.btn-secondary:hover {
  background-color: #1e3a5f;
  color: #ffffff;
}

.hero-note {
  color: #3e5a77;
  font-size: 1.2rem;
  margin-top: 2rem;
  font-weight: 500;
}

.feature-grid, .product-showcase {
  background-color: #ffffff;
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: center;
}

.reverse .feature-text {
  order: 2;
}

.feature-text h3 {
  font-size: 2.2rem;
  margin-bottom: 1.2rem;
  color: #0a2540;
}

.feature-text p {
  margin-bottom: 1.5rem;
  font-size: 1.1rem;
  color: #1e3a5f;
}

.feature-text ul {
  list-style-type: disc;
  padding-left: 1.8rem;
  margin-top: 1.2rem;
}

.feature-text li {
  margin-bottom: 0.8rem;
  font-size: 1.05rem;
}

.feature-image img {
  width: 100%;
  height: auto;
  border-radius: 28px;
  box-shadow: 0 20px 35px rgba(0,0,0,0.12);
  display: block;
  transition: transform 0.3s;
}

.feature-image img:hover {
  transform: scale(1.02);
}

.product-showcase {
  background-color: #f7faff;
}

.loans {
  background-color: #ffffff;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.2rem;
  margin-top: 1.8rem;
}

.card {
  background: #f9fcff;
  padding: 2.2rem 1.8rem;
  border-radius: 28px;
  border-left: 6px solid #f5b342;
  box-shadow: 0 12px 22px rgba(0,20,40,0.04);
  transition: all 0.2s;
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 30px rgba(0,20,50,0.08);
}

.card h3 {
  font-size: 1.7rem;
  margin-bottom: 1rem;
  color: #1e3a5f;
}

.card p {
  line-height: 1.7;
  color: #25415d;
}

.wealth {
  background: linear-gradient(to right, #f0f7ff, #ffffff);
}

.section-intro {
  text-align: center;
  max-width: 900px;
  margin: 0 auto 2.8rem;
  font-size: 1.25rem;
  color: #1e3a5f;
  line-height: 1.8;
}

.wealth-item {
  background: white;
  padding: 2.4rem;
  border-radius: 36px;
  box-shadow: 0 15px 25px rgba(0,30,70,0.06);
}

.wealth-item h3 {
  font-size: 1.8rem;
  margin-bottom: 1rem;
}

.digital {
  background-color: #ffffff;
}

.digital-card {
  text-align: center;
  padding: 2rem 1.5rem;
  background: #fafdff;
  border-radius: 30px;
  transition: 0.2s;
}

.digital-card:hover {
  background: #eef5fc;
}

.digital-card img {
  margin: 0 auto 1.5rem;
  border-radius: 50%;
  background-color: #1e3a5f;
  padding: 0.6rem;
  width: 90px;
  height: 90px;
  object-fit: cover;
}

.digital-card h4 {
  font-size: 1.5rem;
  margin: 0.8rem 0 1rem;
}

.digital-card p {
  color: #2b4a6f;
}

.corporate {
  background-color: #edf3fb;
}

.corporate .grid-2 {
  gap: 4rem;
}

.corporate h3 {
  font-size: 1.9rem;
  margin-bottom: 1.2rem;
}

.corporate p {
  font-size: 1.1rem;
}

.security {
  text-align: center;
  background: #ffffff;
}

.security p {
  max-width: 950px;
  margin: 0 auto;
  font-size: 1.2rem;
  color: #1e3a5f;
  line-height: 1.9;
}

.badge-group {
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
  justify-content: center;
  margin-top: 2.5rem;
}

.badge {
  background: #1e3a5f;
  color: white;
  padding: 0.6rem 2rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 1.1rem;
  letter-spacing: 0.3px;
  box-shadow: 0 5px 12px rgba(0,0,0,0.1);
}

.awards {
  background-color: #f4f8fe;
}

.award-item {
  text-align: center;
  background: white;
  padding: 2.2rem 1.5rem;
  border-radius: 40px;
  box-shadow: 0 6px 20px rgba(0,0,0,0.03);
}

.award-emoji {
  font-size: 4rem;
  display: block;
  margin-bottom: 1rem;
  line-height: 1;
}

.award-item p {
  font-weight: 600;
  font-size: 1.2rem;
  color: #16324b;
}

.testimonials {
  background-color: #ffffff;
}

.testimonials blockquote {
  background: #ecf3fa;
  padding: 2.5rem;
  border-radius: 40px;
  box-shadow: 0 12px 22px rgba(0,0,0,0.02);
  position: relative;
}

.testimonials p {
  font-size: 1.2rem;
  margin-bottom: 1.5rem;
  font-style: italic;
  color: #1e2f40;
}

.testimonials cite {
  font-weight: 700;
  color: #1e3a5f;
  font-style: normal;
  font-size: 1.1rem;
}

.faq {
  background-color: #f4f9ff;
}

.faq .faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem 2.5rem;
  margin-top: 1.5rem;
}

.faq-item {
  background: white;
  padding: 1.8rem 2rem;
  border-radius: 28px;
  box-shadow: 0 5px 16px rgba(0,20,40,0.02);
  transition: 0.15s;
}

.faq-item:hover {
  background: #ffffff;
  box-shadow: 0 10px 24px rgba(0,30,60,0.06);
}

.faq-item h4 {
  font-size: 1.3rem;
  margin-bottom: 0.8rem;
  color: #153654;
  display: flex;
  align-items: center;
}

.faq-item p {
  color: #2b4f75;
  line-height: 1.8;
  font-size: 1.05rem;
}

.final-cta {
  text-align: center;
  background: linear-gradient(135deg, #0b2b48, #1f4a76);
  color: white;
}

.final-cta h2 {
  color: white;
}

.final-cta h2:after {
  background: #f5b342;
}

.final-cta .btn-primary {
  box-shadow: 0 15px 30px rgba(0,0,0,0.4);
}

.final-cta .btn-secondary {
  background: transparent;
  color: white;
  border-color: white;
}

.final-cta .btn-secondary:hover {
  background: white;
  color: #0a2540;
}

.small-note {
  margin-top: 2rem;
  opacity: 0.9;
  font-size: 1.1rem;
}

footer {
  background-color: #0f1e2f;
  color: #9fb3cc;
  text-align: center;
  font-size: 1rem;
  padding: 1.5rem 0;
}

footer p {
  margin: 0;
}

@media (max-width: 1000px) {
  .grid-2, .grid-3, .faq .faq-grid {
    grid-template-columns: 1fr;
    gap: 2.2rem;
  }
  .reverse .feature-text {
    order: 0;
  }
  h1 {
    font-size: 2.8rem;
  }
  .btn-primary {
    font-size: 1.8rem;
    padding: 1rem 2.8rem;
  }
  .cta-secondary-group {
    flex-direction: column;
    align-items: center;
  }
  .btn-secondary {
    width: 80%;
    max-width: 350px;
  }
}

@media (max-width: 600px) {
  .container {
    padding: 2rem 1.2rem;
  }
  h2 {
    font-size: 2.2rem;
  }
  .badge-group {
    flex-direction: column;
    align-items: center;
  }
  .badge {
    width: fit-content;
  }
}